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Melody Hildebrandt

Melody is the founder of Transcapitalist. She is interested by the intersection of free market capitalism and the web. Melody works in software and she is intrigued by how collective intelligence platforms can help solve government and corporate problems. She is also a dedicated social lender across a variety of platforms where she is earning a healthy return.

 

Anita Gardeva

Anita is the co-founder of Transcapitalist. An editor and writer, Anita works at a large microfinance institution where she works on issues of financial inclusion. She is especially interested in how internet platforms enable more transparent personal finance decisions and also allow lenders to connect with borrowers around the world.