Facebook to help Uncrunch America?

Following up to our previous entry on Uncrunch America, ReadWriteWeb argues why Facebook should join the campaign to use peer-to-peer lending to help loosen the credit crunch.

Bernard Lunn writes:

"Facebook has 200 million users who have come together because they know each other. That is the basis of trust. And lending is based on trust, a simple fact that got obfuscated by Wall Street's toxic financing vehicles.

Facebook can empower its users in very real ways by connecting them in peer-to-peer financing networks. Facebook does not need to do the heavy lifting of providing peer-to-peer lending -- for example, dealing with all the regulatory issues. It just needs to do what it does best: leverage the social graph."

I agree with the sentiment of commenter Clay: Facebook itself doesn't need to get involved, but a third party developer could build a great app to connect Facebook users to the p2p lending community.