Financial innovation that is necessary -- impact investing

Achieving a double bottom line - making financial gains while also contributing to social or environmental progress - is increasingly the objective of many institutions. Individuals are also interested in putting their money to good use financially in ways that they can feel good about morally, as evidenced in part by the rise of practices like peer to peer lending and microfinance.

But while institutions can make meaningful contributions, individuals are constrained by regulations that limit their impact.

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